If you have ever wondered what it really costs to work with a financial advisor - and what you receive in return - here is the straightforward answer.
At Kenai Investments, transparency matters. We believe clients should know exactly what they are paying for and how the relationship is structured.
As a fiduciary, we are legally and ethically obligated to act in your best interest. That means no commissions, no product pushing, and no hidden agendas - just advice, planning, and portfolio management designed around your situation.
Minimum Relationship Size
We generally work with households that have $250,000 or more in investable assets.
This allows us to deliver a high level of planning, portfolio oversight, and ongoing service in a way that is meaningful for the client relationship.
Annual AUM Fee Schedule
Our advisory fee is based on assets under management and is tiered as follows:
This is an annual fee, billed monthly in arrears and typically deducted directly from managed account(s).
What Is Included
Personalized Financial Planning
Advice built around your retirement timeline, goals, cash flow, and long-term financial priorities.
Active Portfolio Management
Ongoing oversight, rebalancing, risk management, and portfolio decisions designed to support your broader plan.
Strategic Tax Planning
Coordination around Roth conversions, withdrawal sequencing, tax-efficient investing, and other planning opportunities.
Ongoing Guidance
Support as your life, goals, and financial circumstances evolve over time.
Top-Tier Household Benefits
For households with $1 million or more in combined assets, Kenai includes additional planning benefits as part of the relationship.
- Annual personal 1040 tax return filing
- Initial estate planning legal work, including will and family trust documentation
These benefits are designed to make the financial relationship more integrated, efficient, and valuable for families with more complex planning needs.
More Than Just an Investment Manager
You are not simply paying for an allocation model or a quarterly meeting. You are hiring a long-term advisor to help coordinate retirement planning, investments, taxes, and major financial decisions over time.
The goal is to provide clarity, discipline, and a financial plan you can actually use.