Building wealth is only part of the job. Protecting it, structuring it well, and passing it on intentionally is just as important.
At Kenai Investments, we help clients think through estate planning from a practical financial perspective - not just a document perspective. That means reviewing how your assets are titled, how your investment accounts align with beneficiary designations, how taxes may affect the transfer of wealth, and how your plan supports the people and causes you care about.
We work alongside your attorney and tax professionals to help ensure your estate plan is coordinated with the rest of your financial life. For households with significant assets, that coordination matters.
Estate Planning for High Net Worth Families
As wealth grows, estate planning becomes more than a will or a basic trust. It becomes a broader strategy around control, tax efficiency, family protection, and long-term wealth transfer.
We generally view high net worth households as those with $1 million or more in liquid investable assets. At that level, planning decisions often involve more complexity:
- Estate tax exposure and future transfer planning
- Trust coordination and beneficiary design
- Charitable giving opportunities
- Protection of family assets
- Succession planning for closely held businesses
- Oversight of multiple accounts, entities, and ownership structures
What We Help Coordinate
Wealth Transfer & Estate Tax Planning
We help review how assets may transfer across generations and where tax exposure may be reduced through better coordination of ownership, beneficiaries, gifting, and long-term planning.
Charitable Giving Strategies
For clients who want to give intentionally, we help evaluate donor-advised funds, charitable trusts, and other tax-aware giving structures that can support both philanthropic and estate objectives.
Family Wealth Preservation
We help families think through how wealth should be preserved, managed, and transferred - especially where family dynamics, multiple heirs, or multi-generational goals are involved.
Succession Planning
For business owners and families with closely held assets, we help coordinate planning around continuity, ownership transfer, and long-term family decision-making.
Investment Integration
Your portfolio should not exist separately from your estate plan. We help align account structure, beneficiary designations, and asset location with the broader transfer strategy.
Multi-Account & Entity Oversight
For clients with trusts, partnerships, individual accounts, and multiple custodians, we help create a more unified view of the balance sheet and how each piece fits into the estate plan.
Why Coordination Matters
One of the biggest estate planning mistakes is assuming that signed documents alone solve the problem. In practice, many estate plans break down because accounts are titled incorrectly, beneficiary designations are outdated, trusts are not properly funded, or the investment plan was never updated to reflect the legal structure.
We help reduce that disconnect by making sure the financial side of the plan is reviewed with the same seriousness as the legal side.
Included Estate Planning Benefit for Top-Tier Clients
For clients with $1 million or more in assets under management with Kenai Investments, we cover the cost of initial estate planning legal fees for foundational documents.
This may include creation or revision of core documents such as:
- Wills
- Trusts
- Powers of attorney
- Healthcare directives
It is one way we help clients remove friction from an important part of the planning process and make sure legal costs do not become the reason estate planning gets delayed.
Why Clients Choose Kenai
As an independent Registered Investment Advisor, we act as a fiduciary. That means we are legally and ethically obligated to put client interests first. We are not tied to proprietary products, commission quotas, or third-party incentives.
Clients come to us when their financial lives become more complex and they want a planning relationship that is more coordinated, more thoughtful, and more practical.
- Objective financial advice
- Tax-aware planning for complex households
- Portfolio management integrated with estate goals
- Straightforward fee structures
- Hands-on service and proactive communication
Protecting the Legacy You Have Built
If you have built significant wealth, now is the time to make sure it is structured, protected, and passed on according to your wishes. Estate planning is not just about documents - it is about making sure the strategy behind those documents actually works.
We help clients bring clarity to that process.